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Credit Advocate Counseling Corp. ("CACC") is designated as a 501(c) 3 non-profit agency. CACC is an educational, community based service. As such, we have a voluntary Board of Directors and that there are no shareholders.
The services of CACC are financed through a combination of minimal processing fees from our clients, grants, and voluntary contributions from the credit card companies. Most of the major credit granting organizations participates in funding our program. Some make donations to CACC by direct payment; others make contributions by permitting CACC to retain a small percentage of the accounts paid to them by CACC clients. We will work with all creditors applicable to our program regardless of whether they contribute to our agency. However, clients will always be given 100% full credit for amounts paid to creditors on their behalf in the debt repayment program.
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