You will also have the option of having your DMP monthly payment automatically debited from your checking or savings account. This option will ensure that your payment gets to our consumer credit counseling agency on time. Otherwise, all payments to CACC must be certified (i.e., money order, certified check). Payments to creditors will be sent out electronically  through our APS (Automatic Payment System) where possible. As a non-profit consumer credit counseling service, we charge minimal fees for our services. To find out more about our consumer credit counseling & debt consolidation service fees, click here. Consumer Credit Counseling Community Outreach Financial Education Debt Management Plan Mission Statement - It is CACC's intention that all clients who come to our agency gain a clear understanding of their financial situation, what their financial options are, and finally leave the agency with a sense of clarity and peace of mind